How to complete a Pre-qualification
Documents needed to get Pre-qualify:
FOR PURCHASE:
· Most recent 30 days consecutive paystubs for all borrowers
· Most recent 2 Months Bank statement (Any large deposits must be sourced & explained).
Enough money to close ( Any Gift from a family member, current Job or community Church is acceptable with no repay)
· ID Copy of Driver’s License
· Bankruptcy Discharge Papers for the past 3 to 4 years (If Applicable)
· Short Sale or foreclosure in the past 4 years ( If Applicable)
· 2019 & 2018 W-2 or 1099
· 2019 & 2018 personal taxes signed and dated
If self-employed:
· Signed 2019, 2018 & 2018(if available) Business Taxes
· K1’s if apply