How to complete a Pre-qualification

Secured application

Documents needed to get Pre-qualify: 

FOR PURCHASE:

·         Most recent 30 days consecutive paystubs for all borrowers

·         Most recent 2 Months Bank statement  (Any large deposits must be sourced & explained).

          Enough money to close ( Any Gift from a family member, current Job or community Church is acceptable with no repay)

·         ID Copy of Driver’s License

·         Bankruptcy Discharge Papers for the past 3 to 4 years  (If Applicable)

·         Short Sale or foreclosure in the past 4 years ( If Applicable)

·         2019 & 2018 W-2 or 1099

·         2019 & 2018  personal taxes signed and dated

 

If self-employed:

·         Signed 2019, 2018 & 2018(if available) Business Taxes

·         K1’s if apply