Self-employed Borrowers

As a self-employed, we can use different ways to determine your

"Qualifying income"

1-  We can cash flow  two years of tax returns

2-  One Year tax return- Self-employed or Business created 5 years or more

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Borrowers with no income or low income in the tax returns. 

1- Twelve or Twenty-four months bank statements (Personal or Business account)-                average monthly deposits (not balance)- No taxes needed

2-  We can use a Profit & Loss created by you. (unaudited)- No taxes needed

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Working with a Mortgage Loan Originator that has the experiences working with Self-employed borrowers, will allow you to see all your options available to you.

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*Providing all the documentation will allow Daniel to give you all the different options available to you.

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Start your Home buying process now!!